Raiffeisenbank Oberferrieden-Burgthann Open Banking

Reaching account and transaction data at Raiffeisenbank Oberferrieden-Burgthann eG used to mean chasing eIDAS certificates and PSD2 paperwork. With open-banking.io you skip all of that. The service links to the bank (BIC GENODEF1BTO) through regulated PSD2 rails, then keeps a synced, decrypted copy of your accounts in one dashboard — readable by you and nobody else.

Both business and personal accounts at Raiffeisenbank Oberferrieden-Burgthann are supported. A single approval covers a consent window of up to 180 days, so you re-authorise roughly twice a year rather than every few weeks. Because open-banking.io is zero-knowledge, its servers only ever hold your public key — the data itself is unlocked on your own device.

How to connect Raiffeisenbank Oberferrieden-Burgthann

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your keys are generated locally on your device; the passphrase never leaves it.
  3. In the dashboard, pick Raiffeisenbank Oberferrieden-Burgthann and choose the account type (business or personal).
  4. You are redirected to Raiffeisenbank Oberferrieden-Burgthann's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync straight back into the dashboard, ready to view.

That's the whole flow — no certificates, no developer onboarding.

Access your data

Programmatic access is an optional step you take after the bank is connected. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — they never create them. An API key on its own returns ciphertext; without your private key the data stays unreadable, even to open-banking.io.

All of this runs for around EUR 3/month, across 2,600+ EU and UK banks.

Do I need a PSD2 certificate?

No. open-banking.io is certificate-free — the bank connection is handled for you through licensed open-banking access.

Can open-banking.io read my transactions?

No. It is zero-knowledge and stores only your public key. Decryption occurs on your device with a key only you hold.

How long does access last before I re-approve?

Raiffeisenbank Oberferrieden-Burgthann grants consent for up to 180 days per approval, after which you confirm again on the bank's screen.

Start at https://open-banking.io.