Raiffeisenbank Oberaudorf API & Open Banking Access

Every account at Raiffeisenbank Oberaudorf carries structured balance and transaction data you rarely get to touch outside the bank's own portal. open-banking.io opens that data to you under PSD2 — cleanly, privately, and without certificates or an approval-heavy enterprise contract. It links your Bavarian co-op account (BIC GENODEF1OBD) to a personal dashboard where your keys stay on your device and the service never holds anything but your public key.

The result is a zero-knowledge view of your money: every response is decrypted locally, so nobody at open-banking.io — or anywhere else — can read your Raiffeisenbank Oberaudorf balances. All of it runs for roughly EUR 3 per month.

How to connect Raiffeisenbank Oberaudorf

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up and set an encryption passphrase. Your cryptographic keys are generated right there on your own device.
  2. In the dashboard, pick Raiffeisenbank Oberaudorf and choose the account type you hold — both business and personal accounts are supported.
  3. You are redirected to Raiffeisenbank Oberaudorf's own secure login to approve access on the bank's consent screen. That PSD2 authorisation is valid for up to 180 days, after which you simply renew it.
  4. Your approved accounts sync straight into your dashboard, ready to view.

No developer redirect touches the account holder, and no credential ever leaves your control.

Access your data

Once a connection exists, reading it programmatically is an optional developer add-on. From the Developers page, create an API key and export a credentials.json — that file bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request carries the X-Api-Key header, and every response is decrypted locally with your key. An API key on its own returns only ciphertext — without your private key it stays unreadable, which is exactly what zero-knowledge means. The CLI and SDK only read and sync connections you already approved; they cannot create one.

Do I need a developer account to connect?

No. Connecting Raiffeisenbank Oberaudorf is a dashboard task. API keys and credentials.json only matter if you later want programmatic reads.

Can open-banking.io see my Raiffeisenbank Oberaudorf transactions?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

How long does my access last?

Your Raiffeisenbank Oberaudorf consent runs up to 180 days. When it lapses, re-approve it on the bank's own screen to keep syncing.

Ready to start? Visit open-banking.io.