Raiffeisenbank Neumarkt-St. Veit-Reischach open banking

Pulling your own account history out of Raiffeisenbank Neumarkt- St. Veit - Reischach normally means screen-scraping or chasing PSD2 certificates. open-banking.io removes that friction: it speaks the bank's regulated open-banking interface for you, so both business and personal account holders can view balances and transactions in one dashboard — and, when you want, read the same data from code.

The defining trait is privacy. open-banking.io is zero-knowledge and certificate-free: encryption keys are generated on your own device and the servers hold only your public key. Every figure that lands in the dashboard is decrypted locally, so no operator — not even open-banking.io — can read your Raiffeisenbank Neumarkt- St. Veit - Reischach balances.

How to connect Raiffeisenbank Neumarkt- St. Veit - Reischach

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up and set your encryption passphrase; your key pair is created right there on your device.
  2. In the dashboard, search for Raiffeisenbank Neumarkt- St. Veit - Reischach (BIC GENODEF1RWZ) and choose the account type — business or personal.
  3. You're redirected to Raiffeisenbank Neumarkt- St. Veit - Reischach's own secure login and consent screen, where you approve access directly with the bank under PSD2.
  4. Your approved accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Reading the data programmatically is an optional step after the connection exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your key. The key alone only ever returns ciphertext from the server — readable data requires your private key on your machine. The CLI and SDK only read and sync connections you already made in the dashboard; they never create one.

All of this runs for roughly EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you only need your Raiffeisenbank Neumarkt- St. Veit - Reischach online banking credentials at the bank's consent screen.

Can open-banking.io see my transactions?

No. It stores only your public key; decryption happens on your device, so the data stays unreadable server-side.

Can I connect a business account?

Yes. Raiffeisenbank Neumarkt- St. Veit - Reischach supports both business and personal accounts, selectable when you connect.

Start at https://open-banking.io.