Raiffeisenbank Neumarkt i.d.OPf. Open Banking Access

Reaching your Raiffeisenbank Neumarkt i.d.OPf. account data no longer means wrestling with PSD2 certificates or bank-specific sandboxes. open-banking.io gives you a single, privacy-first path to your Bavarian co-op accounts, covering both business and personal account types under the bank's BIC GENODEF1NM1. Everything is decrypted on your own device with a key that never leaves it, so the service itself only ever holds ciphertext.

How to connect Raiffeisenbank Neumarkt i.d.OPf.

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device.
  2. In the dashboard, pick Raiffeisenbank Neumarkt i.d.OPf. from the bank list and choose the account type you want to link (business or personal).
  3. You are redirected to Raiffeisenbank Neumarkt i.d.OPf.'s own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your approved accounts then sync back into the dashboard, ready to view.

Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

Once the connection exists, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you have already established in the dashboard — they never create one.

Because open-banking.io is zero-knowledge, its servers store only your public key. An API key alone returns ciphertext; without your private key the data stays unreadable. No eIDAS certificate, no QWAC, no sandbox onboarding — just a flat subscription of roughly EUR 3/month.

Do I need a PSD2 certificate for Raiffeisenbank Neumarkt i.d.OPf.?

No. open-banking.io is certificate-free. You authorise access directly on the bank's own consent screen.

Which Raiffeisenbank Neumarkt i.d.OPf. accounts are supported?

Both business and personal accounts under BIC GENODEF1NM1 can be linked and synced.

Can open-banking.io read my Raiffeisenbank Neumarkt i.d.OPf. transactions?

No. The service holds only your public key. Data is decrypted locally with a private key that only you control.

Ready to start? Visit open-banking.io.