Raiffeisenbank Moormerland Open Banking & API Access

Reaching your Raiffeisenbank Moormerland account data no longer means wrestling with bank APIs, TPP certificates or eIDAS paperwork. open-banking.io gives you a single, certificate-free path to your business and personal accounts at this Ostfriesland cooperative bank (BIC GENODEF1MML), with every byte decrypted on your own device using a key that never leaves it.

Because open-banking.io is zero-knowledge, its servers only ever hold your public key. Your Raiffeisenbank Moormerland balances and transactions stay ciphertext to everyone but you — including us.

How to connect Raiffeisenbank Moormerland

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your cryptographic keys are generated locally on your device from this passphrase, so only you can later unlock the data.
  3. In the dashboard, search for and select Raiffeisenbank Moormerland, then choose the account type you want to link — business or personal.
  4. You are redirected to Raiffeisenbank Moormerland's own secure login, where you approve access under PSD2. Your consent lasts up to 180 days before it needs renewing.
  5. Once approved, your accounts sync into the dashboard automatically, ready to view.

That's the whole flow — the bank authenticates you directly, and open-banking.io never sees your credentials.

Access your data

After a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request sends the X-Api-Key header, and every response is decrypted locally with your private key. An API key alone returns only ciphertext — without your key, there is nothing readable. Note that the CLI and SDK only read or sync connections that already exist; there is no connect command, because linking a bank always happens in the dashboard.

All of this runs for around EUR 3/month.

Is my Raiffeisenbank Moormerland data private?

Yes. open-banking.io is zero-knowledge: data is encrypted to your key and decrypted only on your device. The service stores just your public key.

Do I need a certificate or TPP licence?

No. open-banking.io is certificate-free — no eIDAS certificate, no PSD2 licence, no bank onboarding.

How long does access last?

Raiffeisenbank Moormerland permits consent windows of up to 180 days, after which you re-approve on the bank's login screen.

Start at https://open-banking.io.