Raiffeisenbank Mittenwald API & Open Banking Access

Reach your Raiffeisenbank Mittenwald account data through a single, privacy-first interface. open-banking.io links to this Bavarian Werdenfelser Land cooperative (BIC GENODEF1MTW) under PSD2, so you can view balances and transactions from business and personal accounts without juggling eBAM certificates or bespoke bank software. Every figure is encrypted before it leaves your device and decrypted only with a key that never leaves your hands.

How to connect Raiffeisenbank Mittenwald

Connecting happens entirely inside the open-banking.io dashboard — there is no endpoint to call and no key to paste.

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated locally, on your own device.
  2. In the dashboard, search for Raiffeisenbank Mittenwald and choose the account type you hold (business or personal).
  3. You are redirected to Raiffeisenbank Mittenwald's own secure login, where you approve access on the bank's PSD2 consent screen. That consent lasts up to 180 days before you renew it.
  4. Your approved accounts sync straight back into your dashboard, ready to browse.

No code, redirect, or developer setup touches this flow — it is the same trusted login you already use at raiba-mittenwald.de.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync existing connections; they never create one.

Because open-banking.io is zero-knowledge, its servers hold only your public key — they can never read or decrypt your Raiffeisenbank Mittenwald transactions. All of this runs at roughly EUR 3/month, with no per-bank certificate fees.

Do I need a developer account to connect?

No. Connecting is done in the dashboard by any user. API keys are only for the optional programmatic read step afterwards.

Can open-banking.io see my Raiffeisenbank Mittenwald balances?

No. Data is decrypted on your device with a key only you hold. The service stores ciphertext and your public key, nothing readable.

Raiffeisenbank Mittenwald grants up to 180 days per PSD2 authorisation. Renew from the dashboard when it expires.

Start at https://open-banking.io.