Raiffeisenbank Mittelschwaben API Access & Open Banking

Reading your Raiffeisenbank Mittelschwaben accounts programmatically usually means chasing PSD2 certificates and dense sandbox docs. open-banking.io removes all of that. It gives you a single, private link to your Raiffeisenbank Mittelschwaben data — business or personal — where everything is decrypted on your own device with a key that never leaves it. The bank is a Bavarian (Schwaben) cooperative in the Roggenburg/Bibertal area, and its accounts sync into your dashboard like any other supported institution (2,600+ across the EU and UK).

How to connect Raiffeisenbank Mittelschwaben

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally, on your own device.
2. In the dashboard, pick Raiffeisenbank Mittelschwaben (BIC GENODEF1BBT) and choose the account type you want to link — business or personal.
3. You are redirected to Raiffeisenbank Mittelschwaben's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent, valid for up to 180 days).
4. Once approved, your accounts and transactions sync straight into your dashboard.

Because consent lasts up to 180 days, you can reconnect on the bank's screen when the window lapses.

Access your data

After your Raiffeisenbank Mittelschwaben accounts are connected, reading them in code is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync existing connections — they never connect a bank.

This is what zero-knowledge means in practice: open-banking.io holds only your public key, so its servers can never read or decrypt your data. An API key alone returns ciphertext — without your private key, it stays unreadable. It's certificate-free, and pricing is around EUR 3/month.

Do I need an eIDAS certificate for Raiffeisenbank Mittelschwaben?

No. open-banking.io handles the regulated connection; you just approve consent on the bank's screen.

Can I link both business and personal accounts?

Yes. Raiffeisenbank Mittelschwaben supports both, and you pick the type when connecting in the dashboard.

Can open-banking.io staff see my transactions?

No. Data is decrypted only on your device with a key only you hold; the servers store just your public key.

Start at https://open-banking.io.