Raiffeisenbank MEHR API Access & Open Banking Data

Want programmatic access to your Raiffeisenbank MEHR accounts without wrestling with eIDAS certificates or a bank sandbox? open-banking.io gives you PSD2-grade access to this Mosel-Eifel-Hunsrück cooperative bank (BIC GENODED1KAI) through a single dashboard. It covers business and personal accounts, and because it is zero-knowledge, your statements and balances are decrypted only on your own device — never on our servers.

How to connect Raiffeisenbank MEHR

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your cryptographic keys are generated locally, so only you can later unlock your data.
  2. In the dashboard, search for Raiffeisenbank MEHR and choose your account type (business or personal).
  3. You are redirected to Raiffeisenbank MEHR's own secure login and consent screen, where you approve access directly with the bank.
  4. Once you confirm, your accounts and transactions sync back into your dashboard automatically.

Your PSD2 consent stays valid for up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

After a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext, so nobody but you can read the plaintext — not even open-banking.io.

The CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command.

All of this runs certificate-free for roughly EUR 3/month across 2,600+ EU/UK banks.

FAQ

Do I need a developer account to connect Raiffeisenbank MEHR?

No. Connecting is done in the dashboard by approving access on the bank's consent screen. API keys are only for the optional programmatic read step afterwards.

Can open-banking.io see my Raiffeisenbank MEHR data?

No. The service is zero-knowledge and holds only your public key. Data is decrypted on your device with a private key that never leaves it.

Which Raiffeisenbank MEHR accounts are supported?

Both business and personal accounts under BIC GENODED1KAI, with consent lasting up to 180 days.

Ready to start? Visit open-banking.io.