Raiffeisenbank München-Süd API Access & Open Banking

Reaching account data from Raiffeisenbank München-Süd eG shouldn't mean wrestling with eIDAS certificates, regulator sandboxes, or fragile scraping scripts. open-banking.io gives you PSD2-compliant access to this Bavarian cooperative bank (BIC GENODEF1M03) through a single dashboard, covering both business and personal accounts. Everything you retrieve is encrypted end-to-end, and the decryption key stays on your device — never on our servers.

Whether you are reconciling company ledgers or building a personal finance tool, the workflow is the same: connect once in the dashboard, then read the data however you like.

How to connect Raiffeisenbank München-Süd

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is generated locally on your own device, so only you can later unlock your data.
  3. Pick Raiffeisenbank München-Süd from the bank list in the dashboard and choose the account type (business or personal).
  4. You are redirected to Raiffeisenbank München-Süd's own secure login, where you approve access on the bank's consent screen — standard PSD2 authorisation, valid for up to 180 days before you renew it.
  5. Your accounts sync back into your dashboard, ready to view.

Access your data

Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI:

openbanking accounts
openbanking transactions
openbanking sync

or the SDK / REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, the data stays unreadable. The CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command.

At ~EUR 3/month, you get certificate-free, zero-knowledge access across 2,600+ EU/UK banks — open-banking.io holds only your public key and can never read your data.

Do I need a bank API key from Raiffeisenbank München-Süd?

No. You approve access directly on the bank's consent screen; open-banking.io handles the PSD2 plumbing.

Can open-banking.io see my transactions?

No. Data is decrypted only on your device with a key we never hold — that is what zero-knowledge means.

Up to 180 days per authorisation, after which you simply re-approve on the bank's login screen.

Start at open-banking.io.