Raiffeisenbank Lorup Open Banking & API Access

Reaching account data from Raiffeisenbank Lorup no longer means wrestling with PSD2 certificates or bank-specific sandboxes. open-banking.io gives you a single, unified path to the balances and transactions behind BIC GENODEF1LRU, covering both business and personal accounts. Everything is encrypted so that only you can read it: your keys are generated on your own device, and open-banking.io only ever stores your public key.

How to connect Raiffeisenbank Lorup

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private decryption key is created locally, on your device, and never leaves it.
  2. In the dashboard, choose Raiffeisenbank Lorup and select the account type you want to link (business or personal).
  3. You are redirected to Raiffeisenbank Lorup's own secure login, where you approve access on the bank's official PSD2 consent screen.
  4. Your approved accounts sync back into your dashboard, ready to view. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Note the CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command, and an API key on its own returns only ciphertext without your private key.

Because open-banking.io is zero-knowledge and certificate-free, its servers can never read or decrypt your Raiffeisenbank Lorup data. All of this runs for roughly EUR 3/month, flat, across 2,600+ supported EU and UK banks.

Is a PSD2 certificate required for Raiffeisenbank Lorup?

No. open-banking.io is certificate-free — you approve access directly on the bank's consent screen, nothing to register or install.

Yes. Raiffeisenbank Lorup supports both through open-banking.io; add each account type from the dashboard.

Who can decrypt my transaction data?

Only you. Data is decrypted locally with a key only you hold; open-banking.io stores just your public key.

Start at https://open-banking.io.