Raiffeisenbank Lech-Donau Open Banking & API Access

Reading account data from Raiffeisenbank Lech-Donau (BIC GENODEF1AIL) no longer means wrestling with eIDAS certificates or bank-by-bank PSD2 paperwork. open-banking.io gives you a single, certificate-free path to both business and personal accounts at this Bavarian cooperative bank, and it does so under a zero-knowledge design: your data is decrypted only on your own device, with a key that never leaves it. The service reaches 2,600+ EU and UK banks and costs roughly EUR 3 per month.

Whether you are reconciling company ledgers or building a personal finance tool, the flow below gets you from sign-up to synced Raiffeisenbank Lech-Donau balances without a single line of connection code.

How to connect Raiffeisenbank Lech-Donau

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, redirect code, or key involved in linking the bank.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your cryptographic keys are generated locally on your device, so open-banking.io only ever holds your public key.
  3. In the dashboard, search for and select Raiffeisenbank Lech-Donau, then choose the account type you need — business or personal.
  4. You are redirected to Raiffeisenbank Lech-Donau's own secure login, where you approve access on the bank's PSD2 consent screen. Consent lasts up to 180 days before you renew it.
  5. Your approved accounts sync back into the dashboard, ready to view.

Access your data

Programmatic access is an optional step you take after the bank is connected. On the Developers page, create an API key and export a credentials.json file — it bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Every request carries your key in the X-Api-Key header, and each response is decrypted locally with your private key. The CLI and SDK only read and sync connections that already exist — they never establish one. And because open-banking.io cannot decrypt anything, an API key alone returns only ciphertext without your private key present.

FAQ

Does open-banking.io support business and personal accounts at Raiffeisenbank Lech-Donau?

Yes. Both account types are available. You pick the type when selecting the bank in the dashboard before approving consent.

Raiffeisenbank Lech-Donau grants access for up to 180 days per approval. When it expires, you simply re-approve on the bank's consent screen.

Can open-banking.io staff see my Raiffeisenbank Lech-Donau transactions?

No. The platform is zero-knowledge and stores only your public key. Decryption happens on your device with a private key that never leaves it.

Ready to begin? Start at open-banking.io.