Raiffeisenbank Küps-Mitwitz-Stockheim Open Banking API

Reaching account data from Raiffeisenbank Küps-Mitwitz-Stockheim eG — the cooperative bank serving Küps, Mitwitz and Stockheim in Bavaria's Oberfranken (Kronach) region — no longer means wrestling with eIDAS certificates or a bank-by-bank PSD2 integration. open-banking.io gives you one dashboard that speaks to 2,600+ EU and UK banks, and every byte it returns is decrypted on your own device with a key only you hold.

The service is zero-knowledge by design: open-banking.io stores only your public key, so its servers can never read or decrypt your Raiffeisenbank Küps-Mitwitz-Stockheim balances and transactions. You get both business and personal account access, with consent lasting up to 180 days before a quick renewal.

How to connect Raiffeisenbank Küps-Mitwitz-Stockheim

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for and select Raiffeisenbank Küps-Mitwitz-Stockheim (BIC GENODEF1KC2) and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Küps-Mitwitz-Stockheim's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into your dashboard, ready to view.

That's it — the bank authenticates you directly, and open-banking.io never sees your credentials.

Access your data

Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note the CLI and SDK only read or sync connections you already approved in the dashboard — there is no connect command, and an API key alone returns nothing but ciphertext without your private key.

All of this runs for roughly EUR 3/month.

Is a QWAC or eIDAS certificate required?

No. open-banking.io is certificate-free — you connect through the bank's own consent flow, not a licensed TPP certificate of your own.

Can open-banking.io see my Raiffeisenbank Küps-Mitwitz-Stockheim data?

No. It holds only your public key. Decryption happens on your device, so the data stays private to you.

How long does access last before I re-authorise?

PSD2 consent for Raiffeisenbank Küps-Mitwitz-Stockheim runs up to 180 days, after which you re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.