Raiffeisenbank im Nürnberger Land Open Banking Access

Reaching account data at Raiffeisenbank im Nürnberger Land eG (BIC GENODEF1HSB) — the Feucht- and Hersbruck-based cooperative bank serving Bavaria's Nürnberger Land — no longer requires an eIDAS certificate or a PSD2 licence of your own. open-banking.io is a zero-knowledge bridge to 2,600+ EU and UK banks that lets you authorise access to your own business or personal accounts and read balances and transactions on your terms. Encryption keys are generated on your device, so only you can ever unlock what syncs.

How to connect Raiffeisenbank im Nürnberger Land

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is created locally; the service only ever holds your public key.
  2. In the dashboard, pick Raiffeisenbank im Nürnberger Land and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank im Nürnberger Land's own secure login and consent screen, where you approve access under PSD2. You can grant consent for up to 180 days before a refresh is needed.
  4. Your approved accounts then sync straight into your dashboard, ready to view.

Access your data

Reading the data programmatically is an optional developer step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already approved — they can't connect a bank. An API key on its own returns ciphertext; without your private key, no one — not even open-banking.io — can read it.

That is what certificate-free and zero-knowledge mean in practice: the servers store encrypted blobs and your public key, nothing more. All of this runs for around EUR 3 per month.

Is a banking licence or certificate needed?

No. open-banking.io handles the regulated PSD2 layer, so you just approve access on Raiffeisenbank im Nürnberger Land's consent screen.

Can I connect both business and personal accounts?

Yes. Raiffeisenbank im Nürnberger Land supports both account types; select the one you want when adding it in the dashboard.

Up to 180 days per approval, after which you re-confirm on the bank's login screen.

Start at https://open-banking.io.