Raiffeisenbank Ichenhausen Open Banking & API Access

Reaching your Raiffeisenbank Ichenhausen accounts programmatically usually means wrestling with eIDAS certificates and a PSD2 sandbox. open-banking.io removes that overhead: it is a certificate-free bridge to 2,600+ EU and UK banks, and Raiffeisenbank Ichenhausen (BIC GENODEF1ICH) is one of them. Both business and personal accounts are supported, and every consent runs for up to 180 days before you renew it.

The service is zero-knowledge by design. When you sign up you set an encryption passphrase, and the key pair is generated on your own device. open-banking.io only ever holds your public key, so it can never read or decrypt the transactions flowing through it — decryption happens locally, on your side.

How to connect Raiffeisenbank Ichenhausen

Connecting is done entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase (your keys are created locally on your device).
  2. In the dashboard, pick Raiffeisenbank Ichenhausen and choose the account type you want to link — business or personal.
  3. You are redirected to Raiffeisenbank Ichenhausen's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 flow).
  4. Once approved, your accounts sync back into the dashboard, and balances and transactions appear ready to use.

Because approval happens on the bank's own screen, your credentials are never seen by open-banking.io.

Access your data

Programmatic access is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this file bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your private key. The API key alone only ever returns ciphertext — without your private key the data stays unreadable, even to open-banking.io. Note that the CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command.

All of this runs for about EUR 3/month.

Does open-banking.io store my banking password?

No. You authenticate on Raiffeisenbank Ichenhausen's own consent screen, so your login details never reach open-banking.io.

Up to 180 days, the PSD2 maximum. After that you simply re-approve access from the dashboard to keep syncing.

Yes. Raiffeisenbank Ichenhausen supports both account types — pick whichever you need when connecting, or add each separately.

Ready to start? Visit open-banking.io.