Raiffeisenbank Hochfranken West Open Banking Access

Pull balances and transactions from your Raiffeisenbank Hochfranken West eG accounts without wrestling with eIDAS certificates or a PSD2 sandbox. open-banking.io gives you certificate-free, standardised access to this Bavarian cooperative bank (BIC GENODEF1SZF) alongside 2,600+ other EU and UK institutions. Both business and personal accounts are supported, and a single PSD2 consent stays valid for up to 180 days before you need to re-approve.

Everything is zero-knowledge: your encryption keys are generated on your own device, so account data is decrypted locally and never readable by open-banking.io servers, which only ever hold your public key.

How to connect Raiffeisenbank Hochfranken West

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Raiffeisenbank Hochfranken West and choose the account type you want to link — business or personal.
  3. You are redirected to Raiffeisenbank Hochfranken West's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 flow).
  4. Once approved, your selected accounts sync back into your dashboard, and the consent remains active for up to 180 days.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. From the Developers page, create an API key and export a credentials.json — it bundles that API key together with your private decryption key.

With it, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only returns ciphertext — without your private key it stays unreadable. Note that the CLI and SDK only read and sync existing connections; there is no connect command.

All of this runs for around EUR 3/month.

Is Raiffeisenbank Hochfranken West business banking supported?

Yes. Both business and personal Raiffeisenbank Hochfranken West accounts can be linked and read through open-banking.io.

Can open-banking.io read my banking data?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device with a private key that only you possess.

Raiffeisenbank Hochfranken West grants access for up to 180 days per PSD2 consent, after which you re-approve on the bank's screen.

Start connecting at open-banking.io.