Raiffeisenbank Hirschau API Access & Open Banking

Reach your Raiffeisenbank Hirschau accounts through a single, privacy-first layer. open-banking.io links to Raiffeisenbank Hirschau (BIC GENODEF1HSC) under PSD2, covering both business and personal accounts, so you can see balances and transactions without scraping screens or juggling certificates. It's part of a network of 2,600+ EU/UK banks, and everything stays encrypted with a key only you hold — the service is zero-knowledge and certificate-free by design.

How to connect Raiffeisenbank Hirschau

Connecting happens entirely in the open-banking.io dashboard — there's no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so nobody else can read your data.
  2. In the dashboard, pick Raiffeisenbank Hirschau and choose the account type — business or personal.
  3. You're redirected to Raiffeisenbank Hirschau's own secure login, where you approve access on the bank's consent screen.
  4. Your accounts sync straight into your dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Wonce connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync your existing Raiffeisenbank Hirschau connection — there's no connect command, because connecting is a dashboard-only step.

Because open-banking.io is zero-knowledge, its servers hold only your public key — never plaintext. An API key alone returns ciphertext; without your private key, the data stays unreadable. All this runs for about EUR 3/month.

Is a Raiffeisenbank Hirschau API key required to connect?

No. You connect in the dashboard by approving access on Raiffeisenbank Hirschau's login. API keys are only for optionally reading data afterward.

What does open-banking.io store?

Only your public key and encrypted data. Decryption happens on your device, so the service can't read your Raiffeisenbank Hirschau transactions.

Which accounts are supported?

Both business and personal Raiffeisenbank Hirschau accounts, with consent valid for up to 180 days per approval.

Start at https://open-banking.io.