Raiffeisenbank Hardt-Bruhrain Open Banking API

Reading your Raiffeisenbank Hardt-Bruhrain accounts programmatically no longer means running your own PSD2 stack or holding eIDAS certificates. open-banking.io gives you a single, zero-knowledge gateway to Raiffeisenbank Hardt-Bruhrain eG (BIC GENODE61DET) covering both business and personal accounts. Your balances and transactions are decrypted locally with a key only you hold — open-banking.io's servers store only your public key and never see your cleartext data.

How to connect Raiffeisenbank Hardt-Bruhrain

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in linking the bank.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated on your own device.
  2. In the dashboard, pick Raiffeisenbank Hardt-Bruhrain and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Hardt-Bruhrain's own secure login, where you approve access under PSD2 consent (valid for up to 180 days).
  4. Your accounts sync straight back into your dashboard.

Because consent is granted on the bank's own screen, open-banking.io never touches your Raiffeisenbank Hardt-Bruhrain credentials.

Access your data

Once the connection is live, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key plus your private decryption key. Then use the CLI, an SDK, or the REST API:

openbanking accounts
openbanking transactions
openbanking sync

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, no one (not even open-banking.io) can read it. There is no connect command: the CLI and SDK only read and sync connections you already approved in the dashboard.

The whole service is certificate-free and costs around EUR 3/month.

FAQ

Does open-banking.io see my Raiffeisenbank Hardt-Bruhrain data?

No. It is zero-knowledge — the servers hold only your public key. Everything is decrypted on your device with a key only you control.

Do I need an eIDAS certificate or developer account with the bank?

No. open-banking.io is certificate-free. You approve access on Raiffeisenbank Hardt-Bruhrain's own consent screen; no bank developer registration is required.

How long does access last before I re-approve?

PSD2 consent lasts up to 180 days, after which you simply re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.