Raiffeisenbank Hallertau Open Banking & API Access

Reaching your Raiffeisenbank Hallertau account data no longer means scraping statements or wrestling with bank-specific integrations. open-banking.io gives you a single, certificate-free path to your Bavarian cooperative bank under PSD2 — covering both business and personal accounts. Everything is decrypted locally with a key only you hold, so the service works across 2,600+ European banks without ever seeing your balances in the clear.

Raiffeisenbank Hallertau (BIC GENODEF1RHT) is fully supported, and a single consent keeps your accounts flowing for up to 180 days before you re-approve.

How to connect Raiffeisenbank Hallertau

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your key pair is generated on your own device; open-banking.io only ever stores your public key.
  3. Pick Raiffeisenbank Hallertau in the dashboard and choose the account type you want — business or personal.
  4. Approve on Raiffeisenbank Hallertau's own login. You are redirected to the bank's secure PSD2 consent screen to authenticate and authorise access directly with the bank.
  5. Accounts sync back into your dashboard, ready to view.

Access your data

Reading your data programmatically is an optional step after the account is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the data stays unreadable, which is what makes the platform genuinely zero-knowledge.

There is no connect command: the CLI and SDK only read and sync connections you already established in the dashboard.

All of this runs for roughly EUR 3/month, with no eIDAS certificates and no per-bank onboarding.

Does open-banking.io store my Raiffeisenbank Hallertau credentials?

No. You authenticate on Raiffeisenbank Hallertau's own consent screen, and only encrypted data tied to your public key is stored.

Which account types are supported?

Both business and personal Raiffeisenbank Hallertau accounts can be connected under a single PSD2 consent.

How long does access last?

Up to 180 days per consent, after which you simply re-approve access on the bank's login screen.

Ready to start? Visit open-banking.io.