Raiffeisenbank Haag-Gars-Maitenbeth Open Banking API

Reaching balances and transactions from Raiffeisenbank Haag-Gars-Maitenbeth no longer means wrestling with eIDAS certificates or a bespoke bank integration. open-banking.io places this Bavarian cooperative bank (BIC GENODEF1HMA) inside a single dashboard alongside 2,600+ other EU and UK institutions, so your business and personal accounts land in one place with PSD2 consent handled for you.

The distinguishing trait is where your data is decrypted. open-banking.io is zero-knowledge: the encryption keys are generated on your own device from a passphrase you choose, and the service only ever holds your public key. Statements and balances are unreadable to the platform and become plaintext only on your machine.

How to connect Raiffeisenbank Haag-Gars-Maitenbeth

  1. Sign up at open-banking.io and set your encryption passphrase — this creates the key pair locally that protects everything afterward.
  2. Open the dashboard and choose Raiffeisenbank Haag-Gars-Maitenbeth, then select the account type you need: business or personal.
  3. You are redirected to Raiffeisenbank Haag-Gars-Maitenbeth's own secure login, where you approve access on the bank's consent screen. Nothing about your banking credentials passes through open-banking.io.
  4. Your approved accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

There is no API call, code, or key involved in connecting — the whole flow lives in the web dashboard and the bank's own login.

Access your data

Programmatic access is an optional step you take after the account is already connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API let you pull data. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext; without your private key it stays unreadable. The CLI and SDK read and sync existing connections — they never establish one.

All of this runs at roughly EUR 3/month, certificate-free.

Does open-banking.io see my Raiffeisenbank Haag-Gars-Maitenbeth transactions?

No. It stores only your public key, so data is decrypted solely on your device.

Which account types are supported?

Both business and personal accounts at Raiffeisenbank Haag-Gars-Maitenbeth (BIC GENODEF1HMA).

PSD2 consent runs up to 180 days per approval, then you re-authorize on the bank's screen.

Start at open-banking.io.