Raiffeisenbank Gilching Open Banking & API Access

Reading your Raiffeisenbank Gilching balances and transactions no longer means scraping statements or building bespoke integrations. open-banking.io gives you a single, PSD2-compliant path to your Bavarian cooperative bank data (BIC GENODEF1GIL) that stays private end to end. It is a zero-knowledge, certificate-free service: your encryption keys are generated on your own device, and only you can turn the synced ciphertext back into readable account data.

Raiffeisenbank Gilching supports both business and personal account types, and a single consent lasts up to 180 days before you renew it — so once connected, your dashboard stays current with minimal friction.

How to connect Raiffeisenbank Gilching

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created locally, so no server ever holds anything that could decrypt your data.
  2. In the dashboard, pick Raiffeisenbank Gilching and choose the account type (business or personal).
  3. You are redirected to Raiffeisenbank Gilching's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into your open-banking.io dashboard, ready to view.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync existing connections; they never create one. Without your private key, an API key alone returns nothing but ciphertext.

All of this runs for roughly EUR 3/month, with no eIDAS certificates to buy or maintain.

Do I need a developer account to connect Raiffeisenbank Gilching?

No. Connecting is a dashboard action. API keys and credentials.json are only for the optional programmatic read step afterward.

Can open-banking.io see my Raiffeisenbank Gilching data?

No. The service holds only your public key. Data is decrypted on your device, so it is unreadable to open-banking.io servers.

Up to 180 days per approval, after which you reauthorize on the bank's consent screen.

Start at open-banking.io.