Raiffeisenbank Frankenhardt-Stimpfach API & Open Banking

Reaching your Raiffeisenbank Frankenhardt-Stimpfach accounts shouldn't mean wrestling with eIDAS certificates or a bespoke PSD2 stack. open-banking.io gives this Baden-Württemberg cooperative bank (BIC GENODES1RFS) a single, certificate-free path: link once, then pull balances and transactions whenever you need them. Both business and personal accounts are supported, and every consent runs for up to 180 days before you re-approve.

The design is zero-knowledge from the ground up. Your encryption keys are generated on your own device, so open-banking.io only ever stores your public key — the servers relaying your Raiffeisenbank Frankenhardt-Stimpfach data cannot read a single line of it.

How to connect Raiffeisenbank Frankenhardt-Stimpfach

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. The keys derived from it never leave your device.
  2. In the dashboard, search for Raiffeisenbank Frankenhardt-Stimpfach and choose the account type you want to link (business or personal).
  3. You're redirected to Raiffeisenbank Frankenhardt-Stimpfach's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Control returns to your dashboard and your accounts sync automatically, ready to view.

Access your data

Want the data programmatically? That's an optional step after the connection exists. Open the Developers page, create an API key, and export a credentials.json bundling that key with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all read your synced Raiffeisenbank Frankenhardt-Stimpfach accounts. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your private key — an API key on its own only ever returns ciphertext. The CLI and SDKs read and sync existing connections; they never create them.

All of this runs for roughly EUR 3/month, with no certificates to buy or renew.

Does open-banking.io ever see my Raiffeisenbank Frankenhardt-Stimpfach data?

No. Decryption uses a key only you hold; the service keeps just your public key and can't read your account contents.

Can I connect a Raiffeisenbank Frankenhardt-Stimpfach account through the API?

No. Linking always happens in the dashboard via the bank's consent screen. The API, CLI, and SDKs only read and sync accounts you've already connected.

Up to 180 days, after which you re-approve access on Raiffeisenbank Frankenhardt-Stimpfach's login page.

Start at https://open-banking.io.