Raiffeisenbank Floß Open Banking & API Access

Reaching your Raiffeisenbank Floß accounts programmatically usually means wrestling with eIDAS certificates and a PSD2 sandbox. open-banking.io removes that layer entirely. It links your Raiffeisenbank Floß account (BIC GENODEF1FLS) through the regulated open-banking rails and hands you clean, decrypted data — without you ever registering as a licensed third party or uploading a certificate.

Both business and personal Raiffeisenbank Floß accounts are supported, and a single consent stays valid for up to 180 days before Raiffeisenbank Floß asks you to re-approve.

How to connect Raiffeisenbank Floß

Connecting happens in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so only you can later unlock the data.
  2. In the dashboard, search for Raiffeisenbank Floß and choose the account type you hold (business or personal).
  3. You are redirected to Raiffeisenbank Floß's own secure login, where you approve access under PSD2 — your credentials go only to the bank.
  4. Once approved, your Raiffeisenbank Floß accounts and transactions sync straight into your open-banking.io dashboard.

That is the whole flow. You review your balances and history in the web app immediately, no development work required.

Access your data

If you want the numbers in your own tooling, that is an optional developer step after the connection exists. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / SDK, passing your key in the X-Api-Key header.

Every response is decrypted locally with your own key. The CLI and API only read and sync connections you already approved — they never establish one.

This is what zero-knowledge means: open-banking.io stores only your public key, so its servers hold ciphertext they cannot read. An API key alone returns encrypted bytes; without your private key it stays unreadable. All of it — dashboard, syncing, and API — runs for around EUR 3/month.

FAQ

Do I need an eIDAS certificate for Raiffeisenbank Floß?

No. open-banking.io is certificate-free. You approve access on Raiffeisenbank Floß's login screen and never handle a certificate or TPP licence.

Can I connect Raiffeisenbank Floß with the API or CLI?

No. Connecting is done only in the dashboard, where you approve access at the bank. The CLI, SDK, and API just read and sync connections that already exist.

Can open-banking.io see my Raiffeisenbank Floß data?

No. Your data is decrypted locally with a key only you hold. The service keeps just your public key and never sees readable balances or transactions.

Ready to start? Visit open-banking.io.