Raiffeisenbank Falkenstein-Wörth API & Open Banking

Pulling account data out of Raiffeisenbank Falkenstein-Wörth eG (BIC GENODEF1FKS) usually means wrestling with bank-specific portals and PSD2 paperwork. open-banking.io removes that friction: it gives you one dashboard and one API for this Oberpfalz cooperative bank and 2,600+ other institutions across the EU and UK — with no eIDAS certificates, no sandbox onboarding, and no data ever leaving your control unencrypted.

Whether you run a company account or a personal one, both are supported. Your data is encrypted the moment it arrives and can only be unlocked with a key that lives on your device.

How to connect Raiffeisenbank Falkenstein-Wörth

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or API key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally, so only you can later decrypt what you sync.
  2. In the dashboard, search for Raiffeisenbank Falkenstein-Wörth and choose your account type — business or personal.
  3. You are redirected to Raiffeisenbank Falkenstein-Wörth's own secure login, where you approve access on the bank's PSD2 consent screen. Consent lasts up to 180 days before a simple re-approval.
  4. Your accounts flow back into the dashboard and begin syncing automatically.

Because the approval takes place on the bank's side, open-banking.io never sees your Raiffeisenbank Falkenstein-Wörth credentials.

Access your data

Once the connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard.

That design is what makes open-banking.io zero-knowledge: the servers hold only your public key and store ciphertext. An API key alone returns encrypted data — without your private key it stays unreadable. All of this runs at around EUR 3/month, certificate-free.

Do I need a PSD2 certificate for Raiffeisenbank Falkenstein-Wörth?

No. open-banking.io handles the regulated connection, so you never register an eIDAS certificate or become a licensed provider.

Can open-banking.io read my Raiffeisenbank Falkenstein-Wörth transactions?

No. Data is decrypted only on your device with your key. The service stores encrypted blobs it cannot open.

How do I refresh access after it expires?

Raiffeisenbank Falkenstein-Wörth consent runs up to 180 days. Re-approve from the dashboard when it lapses to keep syncing.

Start at https://open-banking.io.