Raiffeisenbank Ersingen Open Banking & API Access

Want your Raiffeisenbank Ersingen balances and transactions in one place — a spreadsheet, a dashboard, or your own code? open-banking.io gives you PSD2 access to this Kämpfelbach cooperative bank (BIC GENODE61ERS) without certificates, bank contracts, or a fintech licence. It works with both business and personal accounts, and consent lasts up to 180 days before you renew it.

Everything stays private by design. open-banking.io is zero-knowledge: your encryption keys are generated on your own device, and the service only ever holds your public key. Data pulled from Raiffeisenbank Ersingen is decrypted locally, so no one — not even open-banking.io — can read it on the server.

How to connect Raiffeisenbank Ersingen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, pick Raiffeisenbank Ersingen and choose the account type you hold — business or personal.
  3. You are redirected to Raiffeisenbank Ersingen's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your approved accounts sync straight into your dashboard, ready to view.

That consent stays valid for up to 180 days, after which you simply reconfirm it at the bank.

Access your data

Already connected and want your data programmatically? That's an optional developer step. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they never create them. Without your private key, an API key alone returns nothing but ciphertext.

All of this runs for around EUR 3 per month, with no per-bank certificate costs.

Does open-banking.io work with business accounts?

Yes. Raiffeisenbank Ersingen business and personal accounts are both supported through the same dashboard connect flow.

Can open-banking.io read my banking data?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

Raiffeisenbank Ersingen grants access for up to 180 days. When it expires, reauthorise on the bank's consent screen.

Ready to start? Connect your account at open-banking.io.