Raiffeisenbank Elztal Open Banking & API Access

Reach your Raiffeisenbank eG Elztal accounts through a single, privacy-first service. open-banking.io links to this Dallau-based Baden-Württemberg cooperative bank (BIC GENODE61ELZ) under PSD2, covering both business and personal accounts. Everything you pull — balances, transactions, account details — is decrypted on your own device with a key only you hold, so it stays readable to you and no one else.

How to connect Raiffeisenbank Elztal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your keys are generated locally on your device, never on our servers.
  3. Pick Raiffeisenbank Elztal from the bank list and choose your account type (business or personal).
  4. Approve on Raiffeisenbank Elztal's own login. You're redirected to the bank's secure consent screen to authorise access — your credentials go only to the bank.
  5. Your accounts sync back into the dashboard, ready to view. Consent lasts up to 180 days before Raiffeisenbank Elztal asks you to renew it.

Access your data

Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

Because open-banking.io is zero-knowledge, our servers hold only your public key and can never read or decrypt your data. It's also certificate-free — no eIDAS certificate or bank onboarding paperwork — for around EUR 3/month across 2,600+ EU and UK banks.

Does open-banking.io store my banking password?

No. You authenticate directly on Raiffeisenbank Elztal's own consent screen; your credentials never touch open-banking.io.

Can I access both business and personal accounts?

Yes. Raiffeisenbank Elztal supports both account types — choose which to connect when you pick the bank in the dashboard.

Is an API key enough to read my transactions?

No. An API key alone returns only ciphertext. Your credentials.json also carries the private key that decrypts responses locally.

Start at open-banking.io.