Raiffeisenbank Elsavatal Open Banking & API Access
Reaching your Raiffeisenbank Elsavatal accounts as structured data no longer means wrestling with eIDAS certificates or a PSD2 sandbox. open-banking.io gives you a single, certificate-free path to this Bavarian cooperative bank (BIC GENODEF1EAU) covering both business and personal accounts. Balances and transactions land in your dashboard, and because every payload is encrypted, only you can ever turn it back into readable numbers.
The service spans 2,600+ banks across the EU and UK, so once you learn the flow for Raiffeisenbank Elsavatal, the same steps apply everywhere else you bank.
How to connect Raiffeisenbank Elsavatal
Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:
- Sign up for open-banking.io and set your encryption passphrase. The key pair is generated on your own device, so the servers only ever hold your public key.
- In the dashboard, search for Raiffeisenbank Elsavatal and choose the account type you need — business or personal.
- You are redirected to Raiffeisenbank Elsavatal's own secure login, where you approve access on the bank's PSD2 consent screen.
- Your accounts sync straight back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.
Access your data
Want the data in your own tooling? That part is optional and comes after connecting. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your key. An API key alone only ever returns ciphertext — without your private key it stays unreadable, even to open-banking.io.
The CLI and SDK read and sync existing connections; they never connect a bank themselves. That always happens in the dashboard.
Pricing is roughly EUR 3/month for the whole platform.
Is my Raiffeisenbank Elsavatal login shared with open-banking.io?
No. You authenticate only on the bank's own consent screen. open-banking.io never sees your credentials.
Can open-banking.io read my transactions?
No. The architecture is zero-knowledge — data is decrypted on your device with a key only you hold.
Do I need an eIDAS certificate?
No. open-banking.io is certificate-free; the dashboard flow handles PSD2 access for you.
Start at https://open-banking.io.