Raiffeisenbank Eifel API Access & Open Banking

Pulling your Raiffeisenbank Eifel balances and transactions into your own tools no longer means wrestling with bank IT departments or PSD2 certificates. With open-banking.io you link your Raiffeisenbank Eifel accounts (BIC GENODED1SMR) once in a browser dashboard, and from that moment your business and personal data flows in — encrypted so that only you can read it. open-banking.io reaches 2,600+ EU and UK banks for roughly EUR 3/month, and Raiffeisenbank Eifel, the cooperative bank rooted in Simmerath and the wider Eifel region, is one of them.

How to connect Raiffeisenbank Eifel

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, no code, and no key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your cryptographic keys are generated locally on your device, so the private key never leaves it.
  3. Pick Raiffeisenbank Eifel in the dashboard and choose the account type you want — business or personal.
  4. Approve on Raiffeisenbank Eifel's own login. You are redirected to the bank's secure consent screen, where you authenticate directly with Raiffeisenbank Eifel and grant access under PSD2.
  5. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional developer step you take after connecting. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, or the REST API all work. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDKs only read and sync connections you already made in the dashboard — there is no connect command.

Because the platform is zero-knowledge, open-banking.io servers hold only your public key and store your data as ciphertext. An API key on its own returns nothing readable without your private key. And being certificate-free, you skip the eIDAS/QWAC paperwork traditional PSD2 integrations demand.

Is a banking licence or certificate required?

No. open-banking.io is certificate-free — you only need a Raiffeisenbank Eifel account and the PSD2 consent you grant on the bank's screen.

Can open-banking.io read my Raiffeisenbank Eifel data?

No. Decryption happens on your device with a key only you hold, so the service sees only encrypted data.

How long does access last?

Up to 180 days per consent, then you re-approve on Raiffeisenbank Eifel's login screen.

Start at https://open-banking.io.