Raiffeisenbank Donau-Heuberg Open Banking API Access

Pulling account and transaction data out of Raiffeisenbank Donau-Heuberg eG (BIC GENODES1RDH) shouldn't mean chasing eIDAS certificates or standing up your own PSD2 stack. open-banking.io gives you a single, zero-knowledge path to your Raiffeisenbank Donau-Heuberg data — whether you hold a personal account or run a business through the Mühlheim an der Donau cooperative. You approve access once, and your balances and transactions flow into a dashboard that only you can decrypt.

Everything is certificate-free. Your encryption keys are generated on your own device, and open-banking.io's servers only ever hold your public key — so the platform can sync ciphertext but never read it.

How to connect Raiffeisenbank Donau-Heuberg

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up at open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. This derives the private key that stays on your device; open-banking.io never sees it.
  3. Pick Raiffeisenbank Donau-Heuberg from the bank list and choose your account type — business or personal.
  4. Approve on Raiffeisenbank Donau-Heuberg's own consent screen. You're redirected to the bank's secure login to grant PSD2 access directly — your credentials are only ever entered on the bank's site.
  5. Your accounts sync back into the dashboard, decrypted locally for your eyes only.

Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key plus your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync
  • Or call the REST API / SDK, authenticating with the X-Api-Key header

Every response is decrypted locally with your own key. The CLI, SDK and API only read and sync existing connections — they cannot connect a bank, and an API key alone returns nothing but ciphertext without your private key.

All of this runs for around EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access on Raiffeisenbank Donau-Heuberg's consent screen and nothing else is required.

Can open-banking.io read my Raiffeisenbank Donau-Heuberg data?

No. It's zero-knowledge: the servers hold only your public key, so your data is decrypted solely on your device.

Can I connect a business account?

Yes. Both business and personal Raiffeisenbank Donau-Heuberg accounts are supported, with consent valid for up to 180 days.

Ready to start? Visit open-banking.io.