Raiffeisenbank Deggendorf-Plattling-Sonnenwald API Access

Reaching account data from Raiffeisenbank Deggendorf-Plattling-Sonnenwald no longer means chasing PSD2 certificates or building your own bank integration. open-banking.io gives you a single, privacy-first path to this Bavarian cooperative bank (BIC GENODEF1DEG), covering both business and personal accounts. Everything you retrieve is decrypted on your own device with a key that never leaves it, so the service itself only ever holds your public key.

How to connect Raiffeisenbank Deggendorf-Plattling-Sonnenwald

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, endpoint, or key involved in linking the account:

  1. Sign up for open-banking.io and open the dashboard.
  2. Set an encryption passphrase. Your keys are generated locally on your device, and only you ever hold the private one.
  3. Pick Raiffeisenbank Deggendorf-Plattling-Sonnenwald from the bank list and choose the account type — business or personal.
  4. You're redirected to Raiffeisenbank Deggendorf-Plattling-Sonnenwald's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync straight into the dashboard, ready to view.

Consent runs for up to 180 days before Raiffeisenbank Deggendorf-Plattling-Sonnenwald asks you to re-authorise, matching the PSD2 maximum.

Access your data

Programmatic access is an optional step you take after the bank is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API all read your existing connection. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. The tooling only reads and syncs what you already linked — there is no connect command, and an API key on its own returns nothing but ciphertext.

At roughly EUR 3/month, you get certificate-free, zero-knowledge access without maintaining any bank plumbing yourself.

FAQ

Does open-banking.io store my Raiffeisenbank Deggendorf-Plattling-Sonnenwald credentials?

No. You log in on the bank's own consent page, and the platform holds only your public key — your data is decrypted locally with a key only you possess.

Yes. Raiffeisenbank Deggendorf-Plattling-Sonnenwald supports both account types; just repeat the dashboard connect flow for each.

How often do I re-authorise?

Consent lasts up to 180 days, after which you approve access again on the bank's screen.

Ready to start? Visit open-banking.io.