Raiffeisenbank Bobingen API Access & Open Banking

Reaching account data at Raiffeisenbank Bobingen no longer means wrestling with eIDAS certificates or bank-specific PSD2 gateways. open-banking.io gives you one dashboard-driven route to your Bobingen balances and transactions, covering both business and personal accounts under the bank's BIC GENODEF1BOI. Everything you retrieve is encrypted end-to-end and decrypted on your own device, so the service itself never sees a readable byte.

How to connect Raiffeisenbank Bobingen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key, or code involved in linking the account:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your keys are generated locally on your device; only you hold the private key.
  3. In the dashboard, search for and select Raiffeisenbank Bobingen, then choose the account type — business or personal.
  4. You are redirected to Raiffeisenbank Bobingen's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  5. Your accounts sync back into the dashboard, and you can grant consent for up to the bank's maximum of 180 days before a refresh is needed.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. Then use whichever interface suits you:

  • The CLI: openbanking accounts, openbanking transactions, openbanking sync
  • An SDK, or the REST API directly

Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key there is nothing readable to leak. Note the CLI and SDK only read or sync connections you already made in the dashboard; there is no connect command.

This is what zero-knowledge means in practice: certificate-free onboarding, servers that hold only your public key, and full data access for roughly EUR 3/month.

Does open-banking.io store my Raiffeisenbank Bobingen credentials?

No. You authenticate on Raiffeisenbank Bobingen's own consent screen, and the service stores only your public key — never your banking login.

Can I access business accounts?

Yes. Both business and personal Raiffeisenbank Bobingen accounts are supported under BIC GENODEF1BOI.

Up to 180 days, after which you re-approve access on the bank's screen.

Start at https://open-banking.io.