Raiffeisenbank Beuerberg-Eurasburg Open Banking API

Pulling account and transaction data from Raiffeisenbank Beuerberg-Eurasburg no longer means wrestling with eIDAS certificates or a bank-specific developer portal. open-banking.io gives you a single, standardised path to your PSD2 data across 2,600+ European institutions — and this Bavarian Raiffeisenbank cooperative (BIC GENODEF1EUR) is one of them. Both business and personal accounts are supported, with a consent that stays valid for up to 180 days before you renew it.

The defining trait here is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know. The service stores only your public key, so its servers can never read or decrypt what flows through them. There are no client certificates to buy or rotate — it is completely certificate-free.

How to connect Raiffeisenbank Beuerberg-Eurasburg

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase; your private key is created locally, on your device, and never leaves it.
  3. In the dashboard, search for and select Raiffeisenbank Beuerberg-Eurasburg, then choose the account type — business or personal.
  4. You are redirected to Raiffeisenbank Beuerberg-Eurasburg's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  5. Once approved, your accounts sync back into your dashboard automatically.

That is the whole flow — you authorise on the bank's side, not by handing credentials to any third party.

Access your data

Reading the data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key it stays unreadable, which is exactly what keeps the model zero-knowledge.

Pricing is roughly EUR 3/month, covering the connection, syncing, and developer access.

Do I need a certificate to connect?

No. open-banking.io is certificate-free. You authenticate through Raiffeisenbank Beuerberg-Eurasburg's own consent screen — no eIDAS or QWAC certificate required.

Can open-banking.io see my banking data?

No. Data is decrypted only on your device with a key derived from your passphrase. The service holds just your public key and can never read your transactions.

Up to 180 days, after which you re-approve access on Raiffeisenbank Beuerberg-Eurasburg's login screen to keep syncing.

Ready to start? Visit open-banking.io.