Raiffeisenbank Berghülen Open Banking & API Access

Reaching account data at Raiffeisenbank Berghülen usually means wrestling with certificates, sandbox registrations and PSD2 paperwork. open-banking.io removes all of that. It is a zero-knowledge gateway to 2,600+ EU and UK institutions, so a single account lets you pull balances and transactions from this Baden-Württemberg cooperative bank (BIC GENODES1BGH) without maintaining any bank-specific integration yourself. Both business and personal accounts are supported, and consent can run up to the PSD2 maximum of 180 days before you re-approve.

The defining trait is privacy. Your data is encrypted with keys generated on your own device, and open-banking.io holds only your public key — it can never read or decrypt what syncs through it. No eIDAS certificate, no OAuth client registration, no compliance overhead on your side.

How to connect Raiffeisenbank Berghülen

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase; your private key is created locally and never leaves your device.
  3. In the dashboard, search for Raiffeisenbank Berghülen and choose the account type — business or personal.
  4. You are redirected to Raiffeisenbank Berghülen's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your approved accounts then sync back into the dashboard, ready to view.

That is the whole flow. You never hand credentials to open-banking.io — authentication stays on the bank's side.

Access your data

Want the data programmatically? That is an optional developer step you take after connecting. Open the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key it is unreadable, which is exactly what zero-knowledge means.

All of this runs on the standard plan of roughly EUR 3/month.

Do I need a developer account to connect Raiffeisenbank Berghülen?

No. Connecting is done in the dashboard by any user. API keys are only for the optional programmatic read step afterwards.

How long does access to Raiffeisenbank Berghülen last?

Up to 180 days per consent, the PSD2 limit. When it expires you simply re-approve on the bank's login screen.

Can open-banking.io see my Raiffeisenbank Berghülen transactions?

No. Data is decrypted only on your device with a key you alone hold. The service stores just your public key.

Start at open-banking.io.