Raiffeisenbank Bechhofen Open Banking & API Access

Pulling account and transaction data from Raiffeisenbank Bechhofen eG (BIC GENODEF1BEH) no longer requires an eIDAS certificate, a bank sponsorship, or a compliance team. open-banking.io gives you PSD2 access to this Mittelfranken cooperative bank through one dashboard, covering both business and personal accounts, and keeps every byte of that data encrypted with a key that never leaves your device.

The service reaches 2,600+ EU and UK banks, so once Raiffeisenbank Bechhofen is linked you can add other institutions the same way without touching a single certificate authority.

How to connect Raiffeisenbank Bechhofen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is generated locally on your own device, so only you can later decrypt what syncs in.
  3. Pick Raiffeisenbank Bechhofen in the dashboard and choose the account type — business or personal.
  4. Approve on the bank's own screen. You are redirected to Raiffeisenbank Bechhofen's secure login to grant PSD2 consent, valid for up to 180 days before a straightforward renewal.
  5. Watch your accounts sync into the dashboard, balances and transactions ready to view.

Access your data

Reading the data programmatically is an optional developer step that comes after the connection exists. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

Because open-banking.io is zero-knowledge, its servers hold only your public key. An API key on its own returns ciphertext; without your private key it stays unreadable — even to the service. All of this runs for around EUR 3/month.

Does Raiffeisenbank Bechhofen support business accounts?

Yes. Both business and personal Raiffeisenbank Bechhofen accounts can be connected and synced.

How long does access last before I re-approve?

Raiffeisenbank Bechhofen consent lasts up to 180 days, after which you simply re-approve on the bank's login screen.

Can open-banking.io read my Raiffeisenbank Bechhofen data?

No. Decryption happens on your device with a key only you hold; the service stores just your public key.

Start at https://open-banking.io.