Raiffeisenbank Augsburger Land West Open Banking

Pulling account and transaction data from Raiffeisenbank Augsburger Land West (BIC GENODEF1ZUS) shouldn't mean wrangling eIDAS certificates or a sandbox onboarding queue. open-banking.io gives you a single, certificate-free route to your Raiffeisenbank Augsburger Land West balances and payment history — for both business and personal accounts — under a PSD2 consent you approve yourself.

The service is zero-knowledge by design: your encryption keys are generated on your own device, and the platform only ever holds your public key. Everything you read is decrypted locally, so the servers never see your Raiffeisenbank Augsburger Land West statements in the clear.

How to connect Raiffeisenbank Augsburger Land West

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Raiffeisenbank Augsburger Land West and choose your account type (business or personal).
  3. You're redirected to Raiffeisenbank Augsburger Land West's own secure login and consent screen, where you authenticate and approve access directly with the bank.
  4. Once approved, your accounts flow back into the dashboard and begin syncing.

Your consent stays valid for up to 180 days, the maximum the bank permits, after which you simply re-approve on the same Raiffeisenbank Augsburger Land West screen.

Access your data

Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key and your private decryption key. From there:

  • CLI: openbanking accounts, openbanking transactions, openbanking sync
  • SDK / REST API: send requests with the X-Api-Key header

Every response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key it stays unreadable, which is what makes the model genuinely zero-knowledge. Note the CLI and SDK only read and sync connections that already exist; the bank itself is always linked through the dashboard flow above.

All of this runs on a flat subscription of roughly EUR 3/month, with no per-call fees or certificate costs.

Do I need a developer account to connect?

No. Connecting Raiffeisenbank Augsburger Land West is done in the dashboard. API keys are only for the optional programmatic read step afterwards.

Can open-banking.io read my Raiffeisenbank Augsburger Land West data?

No. It stores only your public key; decryption happens on your device with a key only you hold.

Which account types are supported?

Both business and personal Raiffeisenbank Augsburger Land West accounts, each under its own 180-day consent.

Start at open-banking.io.