Raiffeisenbank Arnstorf Open Banking & API Access

Raiffeisenbank Arnstorf eG (BIC GENODEF1ARF) is a cooperative bank rooted in Arnstorf and the Rottal-Inn district of Lower Bavaria. If you want to pull your business or personal account data — balances and transactions — into your own tools, open-banking.io gives you a clean, standards-based PSD2 route without asking you to become a licensed provider or manage certificates.

The service is zero-knowledge: your encryption keys are generated on your own device, and open-banking.io only ever holds your public key. Every figure you read is decrypted locally, so the servers relaying your data can never see it in the clear.

How to connect Raiffeisenbank Arnstorf

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally at this moment and never leaves your device.
  2. In the dashboard, search for Raiffeisenbank Arnstorf and choose your account type — business or personal.
  3. You are redirected to Raiffeisenbank Arnstorf's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your approved accounts sync straight back into your dashboard.

Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / an SDK, sending the X-Api-Key header.

Every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, nobody (open-banking.io included) can read it. The CLI and SDK only read and sync existing connections; the bank link itself is always made in the dashboard.

All of this runs at around EUR 3/month, certificate-free, across 2,600+ EU and UK banks.

FAQ

Do I need an API key to connect Raiffeisenbank Arnstorf?

No. Connecting is done in the dashboard by approving access on the bank's consent screen. API keys are only for reading data afterwards.

Can open-banking.io see my Raiffeisenbank Arnstorf balances?

No. It is zero-knowledge and holds only your public key. Data is decrypted locally with the private key that never leaves your device.

How long does access last?

Up to 180 days per consent, then you re-approve on Raiffeisenbank Arnstorf's login to renew.

Ready to start? Visit open-banking.io.