Raiffeisenbank Anger Open Banking & API Access

Reaching your Raiffeisenbank Anger accounts shouldn't require a PSD2 licence, a QWAC certificate, or a team of compliance lawyers. open-banking.io gives individuals and developers a single, standards-based way to view balances and transactions for this Bavarian cooperative bank (BIC GENODEF1AGE) — while keeping the plumbing invisible. Both business and personal account types are supported, and each authorisation stays valid for up to 180 days before you renew it.

Everything is built around one principle: your data is encrypted on your own device with a key only you hold. open-banking.io stores only your public key, so its servers can never read or decrypt what flows through them. That's what "zero-knowledge" means here in practice.

How to connect Raiffeisenbank Anger

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your private and public keys are generated locally on your device from this passphrase; the private key never leaves it.
  3. Pick Raiffeisenbank Anger in the dashboard and choose the account type (business or personal).
  4. Approve on the bank's own screen. You're redirected to Raiffeisenbank Anger's secure login to grant PSD2 consent — you authenticate directly with the bank, never with us.
  5. Your accounts sync back into the dashboard, ready to browse.

That's the whole flow. No developer redirect, no manual certificate handling.

Access your data

Once the connection exists, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command. An API key alone returns ciphertext; without your private key it stays unreadable.

All of this runs for roughly EUR 3/month, across 2,600+ EU and UK banks.

Do I need my own certificate or licence?

No. open-banking.io is certificate-free — you never handle a QWAC or eIDAS certificate to reach Raiffeisenbank Anger.

Can open-banking.io see my Raiffeisenbank Anger transactions?

No. Data is decrypted only on your device with a key we never hold. Our servers store just your public key.

How long does access last before I re-authorise?

Up to 180 days per consent, after which you re-approve on Raiffeisenbank Anger's login screen.

Ready to start? Visit open-banking.io.