Raiffeisenbank Altmühl-Jura Open Banking & API Access

Pulling account and transaction data from Raiffeisenbank Altmühl-Jura eG (BIC GENODEF1GDG) usually means wrestling with eIDAS certificates and PSD2 gateways. open-banking.io removes that entirely. It is a certificate-free bridge to 2,600+ EU and UK banks, so you can reach your Raiffeisenbank Altmühl-Jura business or personal accounts without registering as a licensed provider or hosting any signing keys.

The service is zero-knowledge by design: your encryption keys are generated on your own device, and open-banking.io's servers only ever hold your public key. Every piece of data that flows back is ciphertext until your own private key decrypts it locally.

How to connect Raiffeisenbank Altmühl-Jura

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created locally at this moment, so only you can later unlock the data.
  2. In the dashboard, pick Raiffeisenbank Altmühl-Jura from the bank list and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Altmühl-Jura's own secure login, where you approve access under PSD2 (consent lasts up to 180 days before you re-authorise).
  4. Once approved, your accounts sync straight into your dashboard, ready to view.

Access your data

Reading the data programmatically is an optional developer step you take after the bank is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your key. Note that the CLI and SDK only read or refresh existing connections — they never establish one. An API key alone returns only ciphertext; without your private key, the payload stays unreadable, which is what keeps the whole pipeline zero-knowledge.

All of this runs for around EUR 3/month, with no per-certificate fees.

Do I need a PSD2 licence to use this?

No. open-banking.io handles the regulated connectivity, so you authorise access to your own Raiffeisenbank Altmühl-Jura accounts directly on the bank's consent screen.

Can open-banking.io read my Raiffeisenbank Altmühl-Jura data?

No. It stores only your public key. Data is decrypted on your device with a private key that never leaves it.

How long does access last before I re-approve?

Raiffeisenbank Altmühl-Jura grants consent for up to 180 days, after which you re-confirm access on the bank's login.

Start at open-banking.io.