Raiffeisenbank Aitrang-Ruderatshofen Open Banking API

Reaching account data from Raiffeisenbank Aitrang-Ruderatshofen (BIC GENODEF1AIT) does not require you to become a PSD2-licensed institution or juggle eIDAS certificates. open-banking.io sits between you and the bank, covering 2,600+ European banks under one subscription, and hands you clean, decrypted access to both business and personal accounts. The catch that isn't a catch: only you can read the data, because decryption happens on your own device with a key that never leaves it.

How to connect Raiffeisenbank Aitrang-Ruderatshofen

Connecting is done entirely inside the open-banking.io dashboard — there is no endpoint to call and no key to paste to link an account.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated locally in your browser; open-banking.io only ever stores your public key.
  2. In the dashboard, search for Raiffeisenbank Aitrang-Ruderatshofen and choose the account type you need — business or personal.
  3. You are redirected to Raiffeisenbank Aitrang-Ruderatshofen's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent, valid for up to 180 days).
  4. Once approved, your accounts and transactions sync back into your dashboard automatically.

At no point does open-banking.io — or any developer — see your banking credentials.

Access your data

After a connection exists, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json that bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, or the REST API let you pull data. Every request carries the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — useless without the private key you hold. The CLI and SDK read and sync existing connections; they never create them.

That design is what makes open-banking.io zero-knowledge and certificate-free: the servers relay encrypted blobs they cannot open. All of it runs for roughly EUR 3 per month.

FAQ

Does open-banking.io store my Raiffeisenbank Aitrang-Ruderatshofen login?

No. You authenticate on the bank's own consent screen, and open-banking.io holds only your public key — it can neither see your credentials nor decrypt your data.

Raiffeisenbank Aitrang-Ruderatshofen consent stays valid for up to 180 days, after which you re-approve access on the bank's screen.

Can I connect a business account?

Yes. Both business and personal account types are supported (BIC GENODEF1AIT); simply pick the type when you add the bank in the dashboard.

Start at open-banking.io.