Raiffeisen-Volksbank Fresena Open Banking API Access

Reach your Raiffeisen-Volksbank Fresena accounts through a single, privacy-first dashboard. open-banking.io links to Raiffeisen-Volksbank Fresena (BIC GENODEF1MAR) under PSD2, covering both business and personal accounts, with a consent that stays valid for up to 180 days before you renew it. Because the service is zero-knowledge and certificate-free, your statements and balances are decrypted on your own device with a key only you hold — the servers store nothing but your public key.

How to connect Raiffeisen-Volksbank Fresena

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the dashboard.
  2. Set your encryption passphrase. Your key pair is generated locally on your device, so only you can later decrypt what syncs in.
  3. Pick Raiffeisen-Volksbank Fresena from the bank list and choose the account type — business or personal.
  4. Approve on Raiffeisen-Volksbank Fresena's own consent screen. You are redirected to the bank's secure login to authorise access directly with them; open-banking.io never sees your credentials.
  5. Your accounts sync back into the dashboard, ready to view.

Access your data

Programmatic access is an optional step after a connection already exists — the CLI and SDKs read and refresh existing links; they never connect a bank. From the Developers page, create an API key and export a credentials.json that bundles the API key with your private decryption key. Then read your data with the CLI:

openbanking accounts
openbanking transactions
openbanking sync

The same works through an SDK or the REST API. Every request carries your key in the X-Api-Key header, and each response is decrypted locally with your private key. An API key on its own only ever returns ciphertext — without your key there is nothing readable to leak.

All of this runs for around EUR 3/month.

Does open-banking.io see my Raiffeisen-Volksbank Fresena data?

No. It is zero-knowledge: data is encrypted to a key held only on your device, and the servers keep just your public key.

Do I need a certificate or eIDAS setup?

No. Access is certificate-free — you authorise directly on Raiffeisen-Volksbank Fresena's consent screen.

Up to 180 days for Raiffeisen-Volksbank Fresena, after which you re-approve the same way to keep syncing.

Start at open-banking.io.