Raiffeisen-Volksbank API Access & Open Banking

Reading your Raiffeisen-Volksbank account data no longer means wrestling with bank APIs, eIDAS certificates, or a PSD2 licence. open-banking.io gives you secure, standards-based access to Raiffeisen-Volksbank (BIC GENODEF1UPL) across more than 2,600 European banks, with every byte decrypted locally using a key that never leaves your device.

Both business and personal accounts are supported, and a single approval keeps your connection live for the full 180-day maximum consent window before Raiffeisen-Volksbank asks you to renew it.

How to connect Raiffeisen-Volksbank

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or API key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated right there on your own device.
  2. In the dashboard, search for Raiffeisen-Volksbank and choose the account type you want to link — business or personal.
  3. You are redirected to Raiffeisen-Volksbank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts and transactions sync automatically back into your dashboard.

Because you authenticate on Raiffeisen-Volksbank's own pages, open-banking.io never sees your banking credentials.

Access your data

Once the connection is live, developers can optionally read the data programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key alone returns only ciphertext.

This is what zero-knowledge means in practice: open-banking.io stores just your public key, so its servers can never read or decrypt your Raiffeisen-Volksbank data. No client certificate is ever required, and the whole service costs around EUR 3/month.

Do I need an API key to connect Raiffeisen-Volksbank?

No. Connecting is a dashboard-only flow. API keys exist purely for the optional developer step of reading data after your accounts are linked.

Up to 180 days per approval. When it expires, simply re-approve on Raiffeisen-Volksbank's consent screen to resume syncing.

Can open-banking.io see my transactions?

No. Data is decrypted only on your device with a key you alone hold, so the platform stores encrypted content it cannot read.

Ready to start? Visit open-banking.io to link Raiffeisen-Volksbank in minutes.