PSD Bank Nord API Access & Open Banking Data

Reaching PSD Bank Nord account data no longer means wrestling with bank-issued certificates or a sandbox onboarding form. open-banking.io gives you PSD2 access to PSD Bank Nord (BIC GENODEF1P08) through a single dashboard, covering both business and personal account types. It is certificate-free and zero-knowledge: your data is decrypted on your own device with a key that never leaves it, so open-banking.io servers only ever hold your public key and ciphertext.

The service spans 2,600+ EU and UK banks for around EUR 3/month, so PSD Bank Nord sits alongside the rest of your accounts under one login instead of one integration per institution.

How to connect PSD Bank Nord

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. This generates your key pair locally, on your device.
  3. In the dashboard, search for PSD Bank Nord and choose the account type you want to link (business or personal).
  4. You are redirected to PSD Bank Nord's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync back into the dashboard, ready to view.

Consent to PSD Bank Nord lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.

Access your data

Want to work with the data programmatically? That's an optional step you take after a connection exists. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there:

  • CLI: openbanking accounts, openbanking transactions, openbanking sync
  • SDK or REST API using the X-Api-Key header

Every response arrives encrypted and is decrypted locally with your private key. The API key alone returns only ciphertext — without your key, nothing readable comes back. The CLI and SDK read and sync existing connections; they never create one (that only happens in the dashboard flow above).

FAQ

Do I need a certificate or developer account with PSD Bank Nord?

No. There's no eIDAS certificate and no bank developer signup. You approve access directly on PSD Bank Nord's consent screen.

Can open-banking.io read my PSD Bank Nord transactions?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

How long does access last?

Up to 180 days per consent. Re-approve on the bank's screen to renew.

Get started at open-banking.io.