PSD Bank Nürnberg API Access & Open Banking

Pulling live balances and transactions from PSD Bank Nürnberg no longer means wrestling with eIDAS certificates or a bespoke bank integration. open-banking.io gives you a PSD2-compliant path to both business and personal accounts at the bank (BIC GENODEF1P17), with every record decrypted on your own hardware using a key that never leaves it. The service is zero-knowledge and certificate-free, so you skip the QWAC/QSEALC paperwork entirely.

How to connect PSD Bank Nürnberg

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated locally on your device; open-banking.io only ever sees your public key.
  3. In the dashboard, choose PSD Bank Nürnberg and pick the account type you need — business or personal.
  4. You are redirected to PSD Bank Nürnberg's own secure login, where you approve access on the bank's consent screen (standard PSD2 authorisation).
  5. Your approved accounts sync back into your dashboard, ready to view.

Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection alive.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this file bundles the API key together with your private decryption key. From there:

  • CLI: openbanking accounts, openbanking transactions, and openbanking sync.
  • SDK / REST API: authenticate with the X-Api-Key header.

Every response arrives encrypted and is decrypted locally with your own key, so even the API key alone returns nothing but ciphertext. The CLI and SDK only read and refresh connections you have already made — there is no connect command.

All of this runs for roughly EUR 3/month across 2,600+ supported EU and UK banks.

Do I need an eIDAS certificate for PSD Bank Nürnberg?

No. open-banking.io is certificate-free — you authorise access directly on the bank's consent screen, with no QWAC or licence required from you.

Can open-banking.io read my PSD Bank Nürnberg transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted exclusively on your device, so the servers only ever hold ciphertext.

Can I connect a business account?

Yes. PSD Bank Nürnberg supports both business and personal account types — pick either when selecting the bank in the dashboard.

Ready to start? Head to open-banking.io.