PSD Bank Karlsruhe-Neustadt Open Banking & API Access
Need programmatic access to your PSD Bank Karlsruhe-Neustadt accounts? open-banking.io lets you link this German cooperative bank (BIC GENODEF1P10) and pull balances and transactions into one place — without certificates, eIDAS setup, or a PSD2 licence of your own. Both business and personal accounts are supported, and a single approval keeps the connection live for up to 180 days before you re-confirm.
Unlike most aggregation tools, open-banking.io is zero-knowledge. Your encryption keys are generated on your own device from a passphrase you choose, and every record is decrypted locally. The servers only ever hold your public key, so no one at open-banking.io — or anywhere else — can read your PSD Bank Karlsruhe-Neustadt data.
How to connect PSD Bank Karlsruhe-Neustadt
Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in linking a bank.
- Sign up for open-banking.io and set your encryption passphrase. Your private key is derived on your device and never leaves it.
- In the dashboard, search for PSD Bank Karlsruhe-Neustadt and choose the account type — business or personal.
- You are redirected to PSD Bank Karlsruhe-Neustadt's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
- Your accounts sync back into your dashboard, encrypted under your key, ready to view.
That's it — no developer redirect, no manual credential entry with open-banking.io.
Access your data
Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — which bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key it stays unreadable. Note there is no connect command: the CLI and SDK read and sync existing connections only.
All of this runs for roughly EUR 3/month.
Is my PSD Bank Karlsruhe-Neustadt login shared with open-banking.io?
No. You authenticate on the bank's own consent screen. open-banking.io never sees your banking credentials.
Do I need a PSD2 certificate or licence?
No. open-banking.io is certificate-free — the platform handles regulated access, so you don't provision eIDAS certificates.
How long does access last?
Up to 180 days per consent for PSD Bank Karlsruhe-Neustadt, after which you re-approve on the bank's screen to keep syncing.
Start at open-banking.io.