Otto M. Schröder Bank API Access & Open Banking

Pulling account data out of Otto M. Schröder Bank shouldn't mean chasing eIDAS certificates or building your own PSD2 stack. open-banking.io gives you a single, private route to your Otto M. Schröder Bank balances and transactions — covering both business and personal accounts — with the decryption key held only on your own device. The bank is reachable under BIC OSCBDEH1XXX, and a single consent stays valid for up to 180 days before you renew.

How to connect Otto M. Schröder Bank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet, or key involved in this step.

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set an encryption passphrase. Your key pair is generated locally on your device; open-banking.io only ever stores your public key.
  3. Pick Otto M. Schröder Bank from the bank list and choose the account type you want to link — business or personal.
  4. Approve on Otto M. Schröder Bank's own login. You're redirected to the bank's secure consent screen to authorise access under PSD2. Your credentials never touch open-banking.io.
  5. Your accounts sync back into the dashboard, ready to view.

That's the whole flow — a redirect to the bank and back, nothing to install.

Access your data

Once Otto M. Schröder Bank is connected, developers can optionally read the same data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only returns ciphertext — without your private key there's nothing readable to see.

Because the architecture is zero-knowledge and certificate-free, open-banking.io's servers can never read your Otto M. Schröder Bank data. All of this runs for roughly EUR 3/month.

Do I need a PSD2 certificate for Otto M. Schröder Bank?

No. open-banking.io handles the regulated connection, so you skip eIDAS certificates entirely and just approve consent on the bank's screen.

Yes. Otto M. Schröder Bank supports both account types — connect each one separately in the dashboard.

How long does access last before I re-authorise?

A consent stays active for up to 180 days, after which you re-approve on Otto M. Schröder Bank's login to keep syncing.

Start at https://open-banking.io.