N26 API Access in Germany — Sync Accounts Securely

Keeping your N26 records current no longer means exporting CSV files by hand. open-banking.io opens a secure, read-only channel to your N26 account so accounting tools, budgeting apps, and internal dashboards can pull fresh data on demand. Because the platform speaks a single EU/UK open-banking API spanning 2,600+ institutions, the same integration that reaches N26 also serves the rest of your banking stack — no separate connector to build.

How to connect N26

  1. Sign up at open-banking.io and open the connection dashboard.
  2. Search for N26 (BIC NTSBDEBBXXX) in the German bank directory.
  3. Choose your profile — a personal or business account is supported.
  4. Approve access through N26's own secure login and strong customer authentication.
  5. Start syncing; data flows to your app within seconds of consent.

What data you can sync

Once linked, the API surfaces the essentials without extra scopes:

  • Accounts — IBANs, currency, and product metadata for each N26 account.
  • Balances — real-time available and booked figures.
  • Transactions — dated, categorised entries with counterparties and references.

N26 access follows the German open-banking rules. A single consent stays valid for up to 180 days, after which the account holder simply re-approves — you are notified before it lapses so syncing never breaks unexpectedly. Both business and personal N26 products are in scope, and coverage extends across Germany and the wider EU/UK network.

Privacy by design

open-banking.io is zero-knowledge: your N26 credentials are entered only on the bank's own screen and are never seen or stored by us. There are no eIDAS certificates to obtain, no QWAC or QSEAL provisioning, and no compliance paperwork — the certificate-free architecture handles regulatory trust on your behalf. You keep control; you can revoke consent at any moment from either side.

Pricing

One flat plan of roughly EUR 3 per month covers N26 and every other bank you connect. No per-call fees, no per-bank surcharges, no annual commitment — predictable cost whether you sync one account or a whole portfolio.

FAQ

Is a business N26 account supported?

Yes. Both business and personal N26 accounts connect through the same flow and expose the same account, balance, and transaction data.

How long does my authorisation last?

Up to 180 days per consent. We prompt for renewal ahead of expiry so your N26 feed keeps running.

Do I need my own open-banking certificate?

No. The platform is certificate-free — no eIDAS, QWAC, or QSEAL setup is required from you.

Ready to sync N26? Get started at open-banking.io.