meine Volksbank Raiffeisenbank API Access & Open Banking

Want your meine Volksbank Raiffeisenbank account data in one place — balances, transactions and statements you can actually work with? open-banking.io links your meine Volksbank Raiffeisenbank accounts (BIC GENODEF1VRR) to a private dashboard, then lets you export that data programmatically when you need it. It covers 2,600+ banks across the EU and UK, needs no eIDAS certificate, and is built to be zero-knowledge: your data is decrypted locally with a key that only you hold.

Both business and personal meine Volksbank Raiffeisenbank accounts are supported, and each PSD2 consent stays valid for up to 180 days before you re-approve.

How to connect meine Volksbank Raiffeisenbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right there on your own device.
  2. In the dashboard, pick meine Volksbank Raiffeisenbank and choose the account type (business or personal).
  3. You are redirected to meine Volksbank Raiffeisenbank's own secure login to approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into your dashboard and refresh automatically within the consent window.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they never create one.

Because open-banking.io holds only your public key, its servers can never read or decrypt your meine Volksbank Raiffeisenbank data. An API key alone returns ciphertext; without your private key it stays unreadable. All of this runs for about EUR 3/month.

Do I need a certificate or developer account with the bank?

No. There is no eIDAS certificate and no bank developer registration. You approve access directly on meine Volksbank Raiffeisenbank's consent screen.

Can open-banking.io see my banking data?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

How long does a connection last?

Each meine Volksbank Raiffeisenbank consent lasts up to 180 days, after which you re-approve on the bank's login screen to keep syncing.

Ready to start? Visit open-banking.io.