Landbank Horlofftal Open Banking & API Access

Reaching your Landbank Horlofftal accounts through a single, privacy-first tool is what open-banking.io is built for. As a zero-knowledge, certificate-free service spanning 2,600+ EU and UK banks, it lets you view balances and transactions from this Hessen cooperative bank (BIC GENODE51REW) without handing anyone a QWAC certificate or your raw banking data. Everything is decrypted locally with a key only you hold, so open-banking.io's servers never see your Landbank Horlofftal information in the clear.

Landbank Horlofftal supports both business and personal account types, and access consent lasts up to 180 days before you renew it — the maximum PSD2 allows.

How to connect Landbank Horlofftal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in linking the bank:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device, never uploaded.
  2. In the dashboard, search for and select Landbank Horlofftal, then choose whether you're linking a business or personal account.
  3. You're redirected to Landbank Horlofftal's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into your open-banking.io dashboard and stay refreshed for the life of the consent.

That's the whole flow — you authenticate directly with Landbank Horlofftal, and open-banking.io only ever receives data encrypted to your key.

Access your data

After the account is connected, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request is authenticated with the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync your existing Landbank Horlofftal connection — connecting itself always stays in the dashboard. An API key alone returns only ciphertext; without your private key, the data is unreadable.

All of this runs for roughly EUR 3 per month.

FAQ

Does open-banking.io store my Landbank Horlofftal login?

No. You authenticate on Landbank Horlofftal's own consent screen, and open-banking.io holds only your public key — it cannot read or decrypt your data.

How long does access last?

Up to 180 days per consent. After that, you re-approve access with Landbank Horlofftal to keep syncing.

Yes. Landbank Horlofftal supports both account types; pick the relevant one when you add the bank in the dashboard.

Ready to start? Visit open-banking.io.