Kreissparkasse Verden API Access | Open Banking

Bring your Kreissparkasse Verden data into your own tools without wrestling with bank portals or scraping. open-banking.io gives you a single, regulated gateway to pull account details, balances, and transaction history from Kreissparkasse Verden (BIC BRLADE21VER) and 2,600+ other banks across the EU and UK — one integration, one contract, one data model.

Whether you run reconciliation for a company or simply want your personal finances in one dashboard, the same endpoint covers both business and personal accounts held at the bank.

How to connect Kreissparkasse Verden

1. Create an open-banking.io account and grab your API key.
2. Select Kreissparkasse Verden from the supported-institution list.
3. Send your customer to the bank's own secure authentication screen to approve access.
4. Receive the consent token and start requesting data straight away.
5. Refresh on your schedule — no re-integration when banks change their back end.

What data you can access

• Accounts — IBANs, product type, currency, and holder details
• Balances — current and available figures, updated in near real time
• Transactions — dated line items with counterparties, references, and amounts for clean categorisation

Consent and coverage

Access runs on the customer's explicit authorisation, valid for up to 180 days before a renewal is required — matching Kreissparkasse Verden's PSD2 limits. Both business and personal account types are in scope, so mixed portfolios sync through the same flow.

Privacy by design

We operate a zero-knowledge model: your banking data passes through, but we don't mine or retain it as our own asset. There are no eIDAS certificates for you to buy, host, or renew — the certificate-free setup means you skip the usual PSD2 onboarding overhead entirely.

Pricing

Flat and predictable at around EUR 3 per month — no per-call surprises, no enterprise minimums to unlock the same Kreissparkasse Verden connection.

FAQ

Do I need my own PSD2 licence or certificate?

No. open-banking.io supplies the regulated access layer, so you connect to Kreissparkasse Verden without a licence or eIDAS certificate of your own.

How long does a single consent last?

Up to 180 days. After that, the account holder simply re-approves through the bank to keep the connection live.

Can I read both company and personal accounts?

Yes. Business and personal account types at Kreissparkasse Verden are both supported through the identical API flow.

Ready to start? Explore the docs and connect at https://open-banking.io.