Kreissparkasse Miesbach-Tegernsee Open Banking Access
Reaching your Kreissparkasse Miesbach-Tegernsee accounts through a single, tidy interface no longer means wrestling with bank-specific portals or file exports. open-banking.io links to the savings bank in the Upper Bavarian Tegernsee region (BIC BYLADEM1MIB) under PSD2, so both business and personal accounts land in one dashboard — with the important difference that only you can read the results. Your data is decrypted on your own device with a key that never leaves it.
How to connect Kreissparkasse Miesbach-Tegernsee
Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.
- Sign up for an open-banking.io account.
- Set an encryption passphrase. Your key pair is generated locally, so open-banking.io only ever stores your public key.
- In the dashboard, pick Kreissparkasse Miesbach-Tegernsee and choose the account type — business or personal.
- You are redirected to Kreissparkasse Miesbach-Tegernsee's own secure login to approve access on the bank's PSD2 consent screen.
- Once approved, your accounts sync back into your dashboard automatically.
Consent lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the connection live.
Access your data
Reading programmatically is an optional developer step that comes after a bank is connected. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, or the REST API let you pull data. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note there is no connect command — the CLI and SDKs only read and sync connections you already established in the dashboard.
Because the platform is zero-knowledge and certificate-free, an API key on its own returns nothing but ciphertext; without your private key the data stays unreadable, even to open-banking.io's servers. All of this runs for about EUR 3 per month.
Is my Kreissparkasse Miesbach-Tegernsee login shared with open-banking.io?
No. You authenticate directly on the bank's own consent page. open-banking.io never sees your banking credentials.
Can I connect both business and personal accounts?
Yes. Kreissparkasse Miesbach-Tegernsee supports both account types — select whichever you need when adding the bank in the dashboard.
How long does access stay valid?
Up to 180 days per consent. When it expires, re-approve on the bank's screen to renew the connection.
Start at open-banking.io.