Kreissparkasse Märkisch-Oderland Open Banking & API Access

Pulling account data out of Kreissparkasse Märkisch-Oderland (BIC WELADED1MOL) usually means wrestling with PSD2 certificates and sandbox paperwork. open-banking.io removes that friction: it bundles the Brandenburg savings bank alongside 2,600+ other EU and UK institutions behind one certificate-free service, and every balance and transaction is decrypted locally with a key only you hold. Whether you run a company or manage a personal account, you get a single, consistent way to reach your Kreissparkasse Märkisch-Oderland data.

How to connect Kreissparkasse Märkisch-Oderland

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and open the dashboard.
  2. Set your encryption passphrase. Your keys are generated on your own device, so open-banking.io never sees your private key.
  3. In the dashboard, pick Kreissparkasse Märkisch-Oderland and choose the account type you hold — business or personal.
  4. You are redirected to Kreissparkasse Märkisch-Oderland's own secure login to approve access under PSD2 consent.
  5. Once approved, your accounts sync straight into your dashboard.

A single approval covers up to 180 days before Kreissparkasse Märkisch-Oderland asks you to reconfirm, so you can keep an ongoing view without re-authorising every week.

Access your data

Already connected and want to automate? This part is optional and meant for developers. On the Developers page, create an API key and export a credentials.json — it holds the API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and each response is decrypted locally on your machine. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

Because the platform is zero-knowledge, its servers store only your public key. An API key on its own returns ciphertext; without your private key, nobody — not even open-banking.io — can read it. All of this runs for around EUR 3 per month.

Do I need an eIDAS certificate for Kreissparkasse Märkisch-Oderland?

No. open-banking.io is certificate-free. You approve access on the bank's own consent screen — no QWAC or QSEAL setup required.

Can I connect a business and a personal account?

Yes. Kreissparkasse Märkisch-Oderland supports both business and personal account types; add each one in the dashboard.

How often do I re-authorise?

Your consent lasts up to 180 days. After that, a quick reconfirmation on Kreissparkasse Märkisch-Oderland's login keeps the sync running.

Ready to start? Visit open-banking.io to connect Kreissparkasse Märkisch-Oderland today.